Hdfc: Transfer Limit

IMPS is HDFC’s fastest mode (real-time, 24x7), but the ₹5 lakh daily cap is rigid. For amounts above ₹5 lakh, you must use RTGS (weekday daytime) or NEFT (batch).

Internal transfers do not count toward your NEFT/RTGS daily aggregate. You can send ₹25 lakh via IMPS + ₹25 lakh internal + ₹5 lakh UPI on the same day. 6. International Outward Remittance (Wire Transfer / SWIFT) | Channel | Per Transaction | Daily / Annual Limit | Documentation needed | |---------|----------------|----------------------|----------------------| | NetBanking (Remit) | $1 – $25,000 (or equivalent) | $25,000 per day; $250,000 per year (under LRS) | PAN, beneficiary bank details | | Branch (Form A2) | Above $25,000 | No daily cap, but within RBI LRS ($250,000/year) | Purpose code, invoice (if business) | hdfc transfer limit

If you have a HDFC Savings Max or Preferred account , you can call phone banking and raise a temporary IMPS limit to ₹10 lakh for 24 hours (rarely advertised). 4. UPI (Unified Payments Interface) | Transaction type | Per Transaction | Daily Limit | |----------------|----------------|--------------| | UPI to other bank (normal) | ₹1 – ₹1 lakh | ₹1 lakh | | UPI to HDFC account | ₹1 – ₹1 lakh | ₹1 lakh | | UPI 2.0 (mandate-based) | Up to ₹5 lakh | ₹5 lakh (requires mandate) | | HDFC UPI Circle (family) | ₹1 – ₹15,000 | ₹15,000 (secondary user) | IMPS is HDFC’s fastest mode (real-time, 24x7), but

HDFC caps RTGS via NetBanking at ₹25 lakh/day unless you request a corporate/institutional limit enhancement (requires branch approval and income proof). For transfers above ₹25 lakh, you must visit a branch with valid ID and beneficiary details. You can send ₹25 lakh via IMPS +