FinTech Labs has committed to the SDK for the “Lock & Sign” component, encouraging third‑party developers to embed the same security framework into their own financial apps. 9. FAQs Q1. Is the e‑signature legally enforceable? Yes. The app uses a CCA‑issued Digital Signature Certificate, meeting the requirements of Section 5 of the Indian IT Act , and is recognized by courts as a valid electronic signature.
All encrypted files remain on the device’s Secure Enclave and are inaccessible without the DSC password or biometric. You can remotely wipe the vault via the “Find My Device” integration.
The app supports role‑based access . A shared DSC can be uploaded once, then each user logs in with their own FinTech Labs credentials; the backend logs each individual’s signing activity.
Every lender, borrower, and asset‑reconstruction company (ARC) must query CERSAI before creating a new charge, filing a loan agreement, or selling an asset. The registry’s provides a searchable database, but until recently the process was largely manual, time‑consuming, and paper‑heavy.
| Asset Class | Typical Security Interest | |-------------|---------------------------| | Real Estate | Mortgage & Charge | | Movable Property | Hypothecation, Pledge | | Corporate Loans | Charge on Shares/ Debentures | | Financial Instruments | Assignment of Receivables | | Asset Reconstruction | Securitised Instruments |
FinTech Labs has committed to the SDK for the “Lock & Sign” component, encouraging third‑party developers to embed the same security framework into their own financial apps. 9. FAQs Q1. Is the e‑signature legally enforceable? Yes. The app uses a CCA‑issued Digital Signature Certificate, meeting the requirements of Section 5 of the Indian IT Act , and is recognized by courts as a valid electronic signature.
All encrypted files remain on the device’s Secure Enclave and are inaccessible without the DSC password or biometric. You can remotely wipe the vault via the “Find My Device” integration. e lock sign app for cersai download
The app supports role‑based access . A shared DSC can be uploaded once, then each user logs in with their own FinTech Labs credentials; the backend logs each individual’s signing activity. FinTech Labs has committed to the SDK for
Every lender, borrower, and asset‑reconstruction company (ARC) must query CERSAI before creating a new charge, filing a loan agreement, or selling an asset. The registry’s provides a searchable database, but until recently the process was largely manual, time‑consuming, and paper‑heavy. Is the e‑signature legally enforceable
| Asset Class | Typical Security Interest | |-------------|---------------------------| | Real Estate | Mortgage & Charge | | Movable Property | Hypothecation, Pledge | | Corporate Loans | Charge on Shares/ Debentures | | Financial Instruments | Assignment of Receivables | | Asset Reconstruction | Securitised Instruments |
